Prof. Derek CHUNG

Prof. Derek CHUNG is a Professor of Practice (Finance) at the Hong Kong Polytechnic University. In this primary academic role, he is instrumental in educating future leaders in banking, finance, and particularly Fintech. He also contributes his governance expertise as an Independent Non-Executive Director for a Hong Kong-listed company.

Prof. CHUNG’s expertise is forged over a 30-year executive career within leading multinational and Chinese banks. Throughout his extensive management leadership, he oversaw and transformed the end-to-end retail banking business, strategically managing its entire value chain from product conceptualization and delivery through sales, operations, and comprehensive customer lifecycle management. He commanded full P&L responsibility for substantial retail portfolios, demonstrating expertise in optimizing performance across diverse customer segments. Renowned for his strategic foresight, he consistently developed and executed robust business plans that expertly balanced aggressive market growth with stringent risk controls and efficient resource deployment. His role as a respected bank spokesperson during this period further underscored his authoritative position and clear communication skills.

Leveraging this blend of practical leadership and strategic acumen, Prof. CHUNG now operates as a trusted consultant, providing strategic guidance and practical solutions to financial institutions facing complex operational and market challenges. His work ensures his insights directly empower students, industry professionals, and the broader financial community.